First Time Buyers

 
Before you begin house hunting, it makes sense to work out your budget. During your initial consultation with one of our specialist advisers, we will discuss your deposit, income and expenditure, and the associated costs of purchasing a property so that we can calculate how much we would expect you to be able to borrow. Armed with this information you can begin viewing properties that fall within your price range, and confidently make an offer when you find the right one.
 
Once your offer has been accepted, your adviser will help you to choose the best mortgage product to suit your current circumstances as well as your plans for the years to come. They will also explain the benefits of different protection policies before making a personalised recommendation to keep your new property in your – and your family’s – possession should a crisis occur.
 
Your adviser will collect any remaining information from you and take copies of your documents, such as identification and proof of your earnings and deposit, so that they can be submitted to the lender for assessment. ClearView Mortgages will manage your application from start to finish, with your adviser and their administrator keeping you up to date on its progress throughout.