If you are looking to move house, it’s often wise to talk to an experienced mortgage adviser before you begin searching. We can help you set a realistic budget to meet your aspirations and also discuss alternatives options such as re-mortgaging to release equity for improvements instead of moving, or retaining your current home as a buy-to-let.
Once you have found a new property, your dedicated adviser will collect the finer details of the case whilst putting together a selection of mortgages to best suit your current needs. Your existing lender may not have the best value offer and your circumstances will almost certainly be different from when you took out or renewed your existing mortgage.
Your adviser will review your current situation and short term plans to make sure you get the most appropriate product for the best possible price. We will also take the opportunity to review any protection products you have, to ensure they suit your new property and any changes that have occurred in your life.